Healthcare

Registering with a huisarts, your zorgverzekering, kraamzorg and the eigen risico.

Information only, not tax or legal advice

How Dutch healthcare works: the huisarts, eigen risico and what newcomers need to know

How the Dutch healthcare system works for newcomers: mandatory basic insurance, the central role of the huisarts (GP), and the €385 eigen risico deductible — with 2026 figures.

Choosing Dutch health insurance (zorgverzekering) as a newcomer

A plain-English guide to choosing Dutch health insurance: the three layers of cover, policy types (natura, restitutie, budget), the voluntary deductible, and zorgtoeslag eligibility — 2026 figures.