Understand Dutch fiscal & legal life

30% Ruling

The expat tax facility: who qualifies, how long it lasts, and what changes at expiry.

Income Tax

Box 1 brackets, deductions and how Dutch income tax actually works.

ZZP / Freelance

Self-employment, deductions, BTW and running as a ZZP'er.

Filing Deadlines

M-forms, P-forms, dates and how to file your return on time.

Banking & BSN

Getting your BSN, opening a bank account and the admin of arrival.

Housing Allowance

Huurtoeslag and the benefits that lower your housing costs.

Social Security

Contributions, coverage and your Dutch social security rights.

Employment Law

Contracts, probation, holiday, dismissal and your rights at work.

Mortgage & Housing

Buying a home as an expat: mortgages, kosten koper and interest relief.

Healthcare

Registering with a huisarts, your zorgverzekering, kraamzorg and the eigen risico.

Housing

Renting in the Netherlands: contracts, deposits, your rights and renting vs buying.

Living & Culture

Settling in: Dutch directness, social life, customs and everyday life as a newcomer.

Education & Childcare

Schools, childcare and family benefits: the system, the secondary tracks, and which agency does what.

Insurance & Mobility

What insurance is actually mandatory, plus the Dutch rules on company cars, road tax, the APK and suspending a car.

General

Everything else worth knowing as a newcomer to the Netherlands.